If you buying with the aid of the Help to Buy Scheme it is important to ensure your solicitor is familiar with the process and the complexities that this involves.

  • Available on new-build homes up to £600,000 in England and £300,000 in Wales
  • You need to have a minimum deposit of 5% of the property value
  • You will therefore only need to secure up to a 75% mortgage from a bank or building society
  • The UK Government will lend you up to 20% of the property value through an equity loan which can be repaid at any time during the loan term or on the sale of your home
  • The loan is interest-free for the first five years
  • There is a wide range of mortgage products available with this scheme so you can find something to suit your individual budget and requirements
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