When you have found a property to buy you will need to appoint a Conveyancer. As your Conveyancer we will request contract papers from the Seller’s Conveyancer. We will then carry out searches and make necessary enquiries with the Seller’s Conveyancer.

Once in receipt of all search results, replies to enquiries and the mortgage offer you will sign the paperwork in readiness for exchange of contracts. We will discuss with you details of the deposit to be paid once the moving date has been agreed. Between exchange and completion we will request your mortgage advance from your lender and carry out final land registry searches. If a deed of trust is required this will be prepared at this stage.

On the day of completion we will arrange to transfer your purchase money to the Seller’s Conveyancer so that the keys can be released to you. You are now free to move into your new house!

After completion we will pay any stamp duty to HMRC or we will notify them of the transaction if no stamp duty is payable. We will also apply to the Land Registry to register you as the new owner together with the registration of any mortgage.

On average this typically takes 6 – 8 weeks but can vary depending on your circumstances and those in your chain. We have completed in 2 days on a straight ‘cash buyer’ sale but then 6 months for a complex chain.

Buying A Property

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